AG Finance, Incorporated (AGF) was established on December 14, 2001 primarily to operate as a financing company and provide short-term, unsecured credit facilities to permanent rank and file employees of medium-sized companies in the Philippines. In 2003, AGF expanded its market coverage to include professionals and skilled workers in North America and the Middle East.
AGF’s customer profile includes professional and skilled workers bound for deployment overseas needing immediate funds to support their various needs in their country of deployment, excluding legal and placement fees, and regularized employees of medium-sized commercial enterprises based in the Philippines. The products come in the form of salary loans ranging from P10,000 to P50,000 payable over a term of 12 months via salary deduction arrangement and OFW loans worth P50,000 and up payable over a term of 12 to 18 months via post-dated checks. OFW loans accounted for 89% of the Company’s total loan portfolio for 2014.
Board of Directors
| Position | Name |
|---|---|
| Chairman | Isidro C. Alcantara, Jr. |
| Vice Chairman | Anthony M. Te |
| Director | Remegio Dayandayan |
| Director | Ramon N. Santos |
| Director | Arsenio K. Sebial, Jr |
| Independent Director | Manuel M. Lazaro |
| Independent Director | Ge Lin a.k.a. Gery Lam |
Management Officers
| Position | Name |
|---|---|
| President | Arsenio K. Sebial, Jr |
| VP Project Development | Ramon N. Santos |
| Assistant Corporate Secretary | Hermogene H. Real |
| VP Audit | Leddie D. Gutierrez |
| Corporate Secretary | Diane Madelyn C. Ching |
| Treasurer | Rolando S. Santos |
| VP Marketing | Reuben F. Alcantara |
