Products and Services

We offer a range of non-collateralized loans which can be used for various financing needs. Our loan products are extremely personalized with variable interest rates, terms and fees, as well as minimal application requirements. We process loan applications in as fast as one day, letting our clients have immediate access to funds when they need it.

Salary and Emergency Loan

This product is designed to give an opportunity for local companies to provide an additional medium for their valued employees to obtain quick salary and emergency loans. Outsourcing their employees' credit facility to AG Finance will help these companies maximize profitability by freeing up funds and resources for their core business. Salary Loans are granted based on tenure and income of the employee.

OFW (Overseas Filipino Workers) Financing Program

With the booming market trends in the deployment industry, AG Finance offers this specialized product to reputable agencies. Their OFWs will have a hassle free application through a ready credit facility thereby reducing stress of placement and relocation costs while keeping the client agency's strategic and competitive advantage.

Tuition Fee Assistance Program

Education is a priceless gift every parent desires to impart to their children, preparing them for a bright future ahead. AG Finance created this loan product to provide assistance to cover all or part of the tuition fee as required by the school/institution.

 

For further inquiries on our loan products, please contact us.

CHECKLIST OF REQUIREMENTS

FROM THE BORROWER

FROM THE CO-MAKER

    o  Bio-Data

    o  Two pcs. 2x2 ID picture

    o  Two pcs. 2x2 ID picture

    o 2 copies (front / back) of 2 valid ID

    o  2 copies (front / back) of 2 valid ID

    o 2 copies of Proof of Address

    o  2 copies of Proof of Address

    o  Proof of Income

 

POST-DATED CHECKS WITH BORROWER AND PRIMARY CO-MAKER AS JOINT ACCOUNT OWNERS

o    If you will avail of AG Finance preferred bank�s services, please bring checking account initial deposit of PhP5,000.00 + check book fee of PHP165.00

o    Bank opening requires personal appearance of both borrower and co-maker

o    If borrower has an existing checking account with co-maker in other commercial bank, borrower has to submit a bank certification certifying the account name of the borrower and co-maker and that the account is still active.

 

CO-MAKER QUALIFICATIONS

    o     Must be a family member, Philippine resident, earning P10,000 gross monthly salary

    o     If Co-maker lacks qualification, pls. secure a secondary co-maker who can be a co-applicant provided their combined monthly 

               income of at least Php 10,000.00


 

PROVIDED BY THE AGENCY

   o     Photocopy of Official Employment Contract from prospective employer

   o     Photocopy of approved visa (before release of loan)

   o     Photocopy of POEA Overseas Employment Certificate (OEC)

   o     Photocopy of Plane Ticket or confirmed flight itinerary


CLARIFICATION

    o     Valid ID's must be current, with ID picture and specimen signature (e.g. Company ID, driver's license, SSS, TIN, passport, DOLE, PRC)

    o     Proof of Income's Employment Certificate, 3 months Official Pay slip, Income Tax Return, Registration papers

    o     Proof of Address (e.g. billing statement of utilities, credit card, cable, cellphone)

o    If under spouse's name submit marriage contract

o    If under parent / child's name submit birth certificate

o    If under landlord's name submit lease contract or barangay certificate

 

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